A Case Study: Clean Energy Banking

A global NGO used Seawolf’s research to guide banks toward cleaner, more commercially viable lending strategies.

Here were the results:

• Mapped the current green finance offerings of 10 major banks across five continents

• Identified barriers to clean energy lending from both demand and supply sides

• Provided banks and policymakers with tangible product design ideas and delivery improvements

• Informed future conversations between NGOs, financial institutions, and regulators on scaling green lending

• Created a public, practitioner-ready resource for shaping clean energy product development

Here’s what we did:

SeaWolf partnered with a sustainability-focused NGO to explore what financial products banks are currently offering to support the clean energy transition — and where the gaps lie.

We conducted primary research across 10 major banks globally, analyzing product structures, eligibility criteria, delivery methods, and pricing strategies. Our team combined desk-based research with interviews to assess how banks are currently serving residential and SME energy-efficiency needs.

The report didn’t stop at diagnostics. It offered practical recommendations for designing better lending products, improving customer journeys, and navigating regulatory bottlenecks. The final output is being used to inform both internal innovation teams at banks and broader discussions between finance and civil society.